The Fixed Income

All investments have a goal. The broadest investment objective, irrespective of the type of investment or asset class used, is the...

Just to ensure that we are speaking the same language, rather than the “Greek and Latin” that my Physics Professor accused me of rattling...

Peeking into the bond market we have found a few quirky terminology and interesting practices. As the market has developed it has grown...

The debt market, both at a global and India level is second only to the foreign currency market in size and in India is probably the...

In 1992 investors were drawn to exciting advertising by Industrial Development Bank of India (IDBI), a Central Government promoted...

A debenture issued by a bank, rather than a corporate could be an easy way to describe the next level of bank borrowings, having less...

An inverted yield curve indicating a severe market crash seems to be a forgotten news item recently. But it did create a lot of waves and...

The bond investor actually has a focus on the ultimate returns by a bond (the market treats those who require the regular cash payouts...

Mutual fund factsheets provide a good amount of data. Some of the material given is very useful, especially that related to fixed-income...

Risk and return drive our investment goals. Of course, greed and fear are the psychological factors that influence us, but we will not...

The best way to double your money is to fold it in half and put it back in your pocket. Besides the smart and lazy way of doubling money,...

The little club of us fixed income market players, like just about every other profession, has built-in some jargon to make us seem smart...

There are two ways of getting returns from the “fixed income” or debt market. 1. Give a loan, which really means to make a fixed deposit...

You, my good friend, have bought some high-quality corporate bonds of Rs. 100 each that earn interest of 10% per annum, and will mature...

“You say it best when you say nothing at all” is a touching and very romantic line from an Alison Krauss hit song. This is in line with...

Tradition in our culture often seems to equate economic comfort with having money in the bank. Even western literature mentions banking...

Bank fixed deposits are traditional, vanilla investments in banks, fetching a pre-stated interest rate, having a definite maturity date....

A big enemy of the value of money is inflation. It is like cancer that chews into the ability of money to represent its true character –...

The menu that the fixed income market offers up is almost as long and varied as a yummy Gujarati thali. The issuer of the bond, that is...

“My word is my bond” is a common English statement that suggests a promise that is strongly backed by the character of the person making...